Classic Visa Card

Ideal for first time credit card owners that gives financial freedom

Benefits

  • Safe and secured
  • 45 Days interest free period on purchases
  • Flexible payment options
  • Global card acceptability
  • No joining fee
  • Convenient to use

Qualifying Criteria

  • Copy of National ID or Valid Passport
  • If employed:
    • Copy of National ID / Passport
    • Copy of latest Pay slip with a minimum net pay of Kshs 20,000
    • Latest 3 months' salary account bank statements from any local bank
    • Duly filled card application form
  • If Self Employed:
    • Copy of national ID
    • Business Registration
    • Bank statements for the last 6 months
    • Duly filled card application form

Rates & Fees

  • Monthly interest of 3.5% of the total outstanding balance
  • Cash advance interest of 6% of the amount accessed
  • Late payment interest of 5% of the total outstanding balance
  • Over limit fee of Kshs 1000
  • Annual fee of Kshs 3000
  • Card replacement fee of Kshs 1000
  • Supplementary card at Kshs 1000
  • Minimum repayment of 20% of the total billed amount


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