Simba Afya Insurance

Our health cover offers you peace of mind. Simba Afya is a comprehensive medical solution suitable for businesses, families, and groups.


  • Inpatient and outpatients benefits.
  • Out-patient Dental and Optical.
  • Pre-existing, chronic conditions, cancer, HIV/AIDS and organ transplants.
  • Accidental death or permanent disability for principal and/or spouse.
  • Home nursing and post hospitalization benefit
  • Maternity and related conditions
  • Child immunization (KEPI recommended vaccines only)
  • Lodger fees for children under 6 years
  • Emergency road and air evacuation
  • Post hospitalization benefit
  • Funeral expenses benefit
  • Extensive provider network


  • Own and legally adopted children are covered from birth to the age of 21 years. Children above 21 years of age but below 25 years will continue to be covered under their families if proof of schooling is provided.
  • Members can be covered up to a maximum age of 80 years on provision of acceptable medical report.
  • Coverage will be subject to written acceptance by APA Insurance Company Limited and where applicable on receipt of medical reports.


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